Better Decisions Better Choices Reentry Services Inc
Cognitive Educational Reentry Services Program
Housing & Job Skill Training & Placement Program

Fianancial Literacy
Money Management
This module is designed to help participants with the general understanding on how to manage their finances, from banking to budgeting, to savings and setting goals.
Banking
This module introduces participants to the general understanding of the financial institutions banking process, such as opening and closing a checking and savings account, managing the account, understanding statements and statement balancing, understanding and utilization of pin numbers and debit cards and other documentation and information pertinent to personal banking.
Budgeting
This module will focus on creating/planning a monthly budget utilizing a percentage based 50/30/20 rule that simplifies budgeting by dividing your after-tax income into three spending categories. This module also introduces participants to the realistic boundaries of creating a stress-free budget tailored specifically for each individual.
Credit
This module is designed specifically to give participants an in-depth knowledge of credit. The objective is to understand the pros and cons of credit, such as the building of credit, your credit score, interest rates and credit history, managing and understanding debt, understanding debt to income ratio, as well as understanding the difference between revolving credit, installment credit, and open credit. Managing your credit and debt are essential in establishing financial freedom
Setting Financial Goals
This module will focus upon the daily tasks and activities that needs to be completed in order to achieve your financial goals. Participants will develop an activity list of financial goals and objectives to be done on a daily basis. Setting goals and achieving these goals will provide you with tool necessary for financial stability.
For specific groups, times, and dates, Contact (707) 434-4269 or email bdbc21@yahoo.com